Multitude SE - ESG Rating & Company Profile powered by AI
This analysis of Multitude SE is prepared by All Street Sevva using proprietary AI. The ESG rating includes 17 United Nations SDGs including: 'Gender Equality', 'Industry, Innovation & Infrastructure' and 'Partnerships for the Goals'. This article includes a questions and answers table for Multitude SE.
Multitude SE in the Consumer Lending industry gained a UN SDG ESG Transparency Score of 7.5; made up of an environmental score of 8.0, social score of 8.0 and governance score of 6.4.
7.5
High ImpactEnvironmental
Social
Governance

Peer Group Comparison
Rank | Company | SDG Transparency Score ⓘ | Performance |
---|---|---|---|
1 | Centrepoint Alliance Ltd | 8.0 | High |
1 | Bradesco Leasing SA Arrendamento Mercantil | 8.0 | High |
23 | Cielo SA | 7.6 | High |
23 | Poonawalla Fincorp Ltd | 7.6 | High |
28 | Multitude SE | 7.5 | High |
28 | ASA International Group PLC | 7.5 | High |
28 | BNP Paribas Lease Group SA | 7.5 | High |
... | ... | ... | |
298 | Zenovia Digital Exchange Corp | 0.0 | Low |
298 | Zimre Property Investments Ltd | 0.0 | Low |
... | ... | ... |

Frequently Asked Questions
Does Multitude SE have an accelerator or VC vehicle to help deliver innovation?
Does Multitude SE disclose current and historical energy intensity?
Does Multitude SE report the average age of the workforce?
Does Multitude SE reference operational or capital allocation in relation to climate change?
Does Multitude SE disclose its ethnicity pay gap?
Does Multitude SE disclose cybersecurity risks?
Does Multitude SE offer flexible work?
Does Multitude SE have a long term incentive (LTI) executive compensation plan based on a measure of return on capital?
Does Multitude SE disclose the number of employees in R&D functions?
Does Multitude SE conduct supply chain audits?
Does Multitude SE disclose incidents of non-compliance in relation to the health and safety impacts of products and services?
Is there a statment that there is no plan to expand their cement production? (for example: 'We have no current plans to add additional cement making capacity')
Does Multitude SE conduct 360 degree staff reviews?
Does Multitude SE disclose the individual responsible for D&I?
Does Multitude SE disclose current and historical air emissions?
Is there a statment that there is no plan to expand their coal usage? (for example: 'We have no current plans to add additional coal powered electricity generation')
Is executive remuneration linked to climate performance?
Does the Board describe its role in the oversight of climate-related risks and opportunities?
Does Multitude SE disclose current and / or historical scope 2 emissions?
Does Multitude SE disclose water use targets?
Does Multitude SE have careers partnerships with academic institutions?
Did Multitude SE have a product recall in the last two years?
Does Multitude SE disclose incidents of discrimination?
Does Multitude SE allow for Work Councils/Collective Agreements to be formed?
Has Multitude SE issued a profit warning in the past 24 months?
Does Multitude SE disclose parental leave metrics?
Does Multitude SE disclose climate scenario or pathway analysis?
Does Multitude SE disclose current and / or historical scope 1 emissions?
Are Operating Expesnses linked to emissions reduction?
Does Multitude SE disclose the pay ratio of women to men?
Does Multitude SE support suppliers with sustainability related research and development?
Does Multitude SE disclose the number of operations that have been subject to human rights reviews or human rights impact assessments?
Does Multitude SE reflect climate-related risks in its financial statements?
Is there a statment that there is no plan to expand their carbon intensite energy assets? (for example: 'We have no current plans to carry out further drilling for oil,')
Is Multitude SE involved in embryonic stem cell research?
Does Multitude SE disclose GHG and Air Emissions intensity?
Does Multitude SE disclose its waste policy?
Does Multitude SE report according to TCFD requirements?
Does Multitude SE disclose its policies for bribery, corruption, whistle-blower, conflict of interest?
Does Multitude SE disclose energy use targets?
Does Multitude SE disclose its Renewable Energy targets?

Are emissions metrics verified by STBi?

Does Multitude SE have a policy relating to cyber security?
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Potential Risks for Multitude SE
These potential risks are based on the size, segment and geographies of the company.
Multitude SE, together with its subsidiaries, provides mobile banking, and digital consumer and small business loans to retail and business clients. Its loan portfolio consists of microloans, PlusLoans, Primeloan, and revolving credit facilities; and working capital installment loans and purchase financing. The company also offers current accounts, and savings and term deposits; debit cards; and payments and transfers. It has operations in Northern Europe, Western Europe, Eastern Europe, and internationally. The company was formerly known as Ferratum Oyj and changed its name to Multitude SE in June 2021. Multitude SE was incorporated in 2005 and is headquartered in Helsinki, Finland.